Metz Banking Company
Nevada, MO · Cert 1945 · Peer group: banks under $1B in assets in MO (n=82-83)
State charter, non-member · FDIC · 2 branches
Q2 2026
$117.3MAssets
$76.3MLoans
$104.0MDeposits
$12.9MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets in MO (rank 10 of 82).
- Widest gap: net interest margin trails 73% of banks under $1B in assets in MO (rank 61 of 83).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
1.23%
Rank 44 of 83
Net Interest Margin
3.36%
Rank 61 of 83
Efficiency Ratio
55.57%
Rank 36 of 83
Equity / Assets
10.96%
Rank 36 of 83
Non-interest income vs. expense
Unfavorable gap of $2.1M · efficiency ratio beats 58% of banks under $1B in assets in MO | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.23% | 0.96% | 1.32% | 1.75% | Beats 47% | 44 / 83 | | |
| Return on Equity | 11.19% | 9.66% | 12.96% | 15.76% | Beats 34% | 55 / 83 | | |
| Net Interest Margin | 3.36% | 3.35% | 3.85% | 4.16% | Beats 27% | 61 / 83 | | |
| Efficiency Ratio | 55.57% | 49.83% | 58.83% | 68.51% | Beats 58% | 36 / 83 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.08% | 0.51% | 1.01% | Beats 100% | 10 / 82 | | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.01% | 0.06% | Beats 100% | 12 / 82 | | |
| Capital |
| Tier 1 Capital Ratio | 11.60% | 11.01% | 12.49% | 14.98% | Beats 36% | 53 / 83 | | |
| Total Risk-Based Capital Ratio | 11.60% | 11.13% | 13.01% | 15.10% | Beats 31% | 57 / 83 | | |
| Equity / Assets | 10.96% | 8.83% | 10.71% | 13.29% | Beats 57% | 36 / 83 | | |
| Liquidity & Funding |
| Loans / Deposits | 73.38% | 69.28% | 83.22% | 91.21% | 30th pctl | 57 / 82 | | |
| Loans / Assets | 65.03% | 59.34% | 71.15% | 78.36% | 35th pctl | 54 / 83 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |