PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Shawmut Bank National Assn

Boston, MA · Cert 19429

FDIC

Q1 1996

$11.2BAssets
$7.7BLoans
$8.4BDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 1.64%, up 69 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 91.54% of deposits as of Q1 1996.

Return on Assets (YTD, annualized)

1.64%+69 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q3 1994Q4 1994Q1 1995Q2 1995Q3 1995Q4 1995Q1 1996YoY ΔTrend
Earnings
Return on Assets0.55%0.97%1.14%0.95%1.09%1.23%0.92%1.64%+69 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/a9.47%10.52%-4.95%-3.91%-22.84%-3,231 bps
Loan Growth (YoY)n/an/an/a22.97%18.04%8.84%8.43%-11.25%-3,422 bps
Deposit Growth (YoY)n/an/an/a24.74%16.54%3.35%0.93%-7.76%-3,250 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits88.08%87.98%81.90%95.14%89.22%92.65%87.99%91.54%-360 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a