PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

City NB of Pittsburg

Pittsburg, KS · Cert 19408

FDIC

Q2 1999

$121.1MAssets
$50.4MLoans
$104.2MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 1.10%, down 19 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 48.32% of deposits as of Q2 1999.

Return on Assets (YTD, annualized)

1.10%-19 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ3 1997Q4 1997Q1 1998Q2 1998Q3 1998Q4 1998Q1 1999Q2 1999YoY ΔTrend
Earnings
Return on Assets1.52%1.51%1.09%1.29%1.32%1.23%1.03%1.10%-19 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)5.55%8.01%7.31%6.67%7.18%2.45%2.61%-2.31%-898 bps
Loan Growth (YoY)9.00%9.51%3.37%-1.32%0.47%-2.99%-7.30%-6.39%-506 bps
Deposit Growth (YoY)7.04%9.51%7.47%6.80%1.22%3.16%3.90%-1.37%-817 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits52.86%52.26%51.95%50.91%52.47%49.14%46.35%48.32%-259 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a