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Gp Louisiana

Zachary, LA · Charter 19320

NCUA · 3 branches

Q2 2026

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, credit unions under $1B in assets in the Baton Rouge, LA area3

Basis

Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

Credit unions under $1B in assets in the Baton Rouge, LA area (n=21). Each measure ranks only the institutions that reported it, so n varies by measure.

Peer groups below the disclosure floor are suppressed.

Peer Standing

Trailing 9 quarters, through Q2 2026

Capital

67

Q2 2024Q2 2026Peer median (50)

Asset Quality

52

Q2 2024Q2 2026Peer median (50)

Profitability

76

Q2 2024Q2 2026Peer median (50)

Liquidity

85

Q2 2024Q2 2026Peer median (100)

Efficiency

86

Q2 2024Q2 2026Peer median (50)

Growth

No peer data yet

Capital, Asset Quality, Profitability, Efficiency: higher is a stronger peer standing, and the peer median is fixed at 50. Liquidity, Growth: closeness to the peer median, 100 at the median.

Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-12

Gp Louisiana

Zachary, LA · Charter 19320

NCUA · 3 branches

Q2 2026

$66.2MAssets
$39.2MLoans
$54.2MShares
$11.2MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 1.67%, up 2 bps year over year; NIM at 4.30%.
  • Asset quality: problem loans at 0.80% of loans (-11 bps YoY).
  • Capital: net worth / assets of 16.99%, up 156 bps from a year ago.
  • Funding: loans stand at 72.38% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

1.67%+2 bps YoY

Net Interest Margin (YTD, annualized)

4.30%+15 bps YoY

Efficiency Ratio (YTD, annualized)

67.60%-214 bps YoY

Net Worth / Assets

16.99%+156 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets1.65%1.54%1.60%1.63%1.67%+2 bps
Return on Equity10.68%9.63%9.72%9.89%9.83%-85 bps
Net Interest Margin4.15%4.24%4.29%4.28%4.30%+15 bps
Efficiency Ratio69.73%69.43%69.07%69.72%67.60%-214 bps
Growth
Asset Growth (YoY)-7.91%-7.64%-4.74%-0.18%-0.36%+754 bps
Loan Growth (YoY)-3.72%-3.57%-2.63%0.63%0.76%+448 bps
Share Growth (YoY)-6.01%-5.55%-2.66%-2.36%-2.55%+346 bps
Asset Quality
Delinquent Loans / Loans0.91%0.65%0.95%0.41%0.80%-11 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital15.43%16.00%16.45%16.51%16.99%+156 bps
Net Worth / Assets15.43%16.00%16.45%16.51%16.99%+156 bps
Liquidity & Funding
Loans / Shares70.01%72.11%71.70%70.42%72.38%+238 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps

Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Income-statement figures are year-to-date as filed, annualized (the UBPR convention). Each quarter includes the ones before it.

CallReports · callreports.ai· Performance TrendsGenerated 2026-10-12

Gp Louisiana

Zachary, LA · Charter 19320 · Peer group: credit unions under $1B in assets in the Baton Rouge, LA area (n=21)

NCUA · 3 branches

Q2 2026

$66.2MAssets
$39.2MLoans
$54.2MShares
$11.2MNet Worth

Executive Summary

  • Strongest standing: return on assets outperforms 86% of credit unions under $1B in assets in the Baton Rouge, LA area (rank 3 of 21).
  • Widest gap: nonperforming loans / loans trails 48% of credit unions under $1B in assets in the Baton Rouge, LA area (rank 11 of 21).
  • Overall: at or above the peer median on 7 of 7 directional measures.

Return on Assets

1.67%

Rank 3 of 21

Net Interest Margin

4.30%

Rank 9 of 21

Efficiency Ratio

67.63%

Rank 4 of 21

Equity / Assets

16.99%

Rank 7 of 21

MetricYour Credit UnionPeer 25thPeer MedianPeer 75thStandingRankPeer Position
Earnings
Return on Assets1.67%0.20%0.59%1.13%Beats 86%3 / 21
Return on Equity9.83%1.01%4.78%7.97%Beats 86%3 / 21
Net Interest Margin4.30%3.81%3.95%4.86%Beats 57%9 / 21
Efficiency Ratio67.63%72.50%80.80%90.61%Beats 86%4 / 21
Asset Quality
Nonperforming Loans / Loans0.80%0.36%0.80%1.45%Beats 52%11 / 21
Net Charge-Offs / Loansn/aNot reported for this institution
Capital
Tier 1 Capital Ratio16.99%11.23%14.10%17.49%Beats 67%7 / 21
Total Risk-Based Capital Ration/aNot reported for this institution
Equity / Assets16.99%11.23%14.10%17.49%Beats 67%7 / 21
Liquidity & Funding
Loans / Deposits72.38%58.58%76.49%83.93%43rd pctl12 / 21
Loans / Assets59.27%53.07%62.76%69.97%29th pctl15 / 21
Brokered Deposits / Depositsn/aNot reported for this institution