Issaquena County
Mayersville, MS · Charter 19253 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$870KAssets
$324KLoans
$739KShares
$123KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 100% of credit unions under $1B in assets (rank 3 of 1683).
- Widest gap: nonperforming loans / loans trails 99% of credit unions under $1B in assets (rank 1668 of 1682).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
2.53%
Rank 25 of 1,683
Net Interest Margin
9.89%
Rank 3 of 1,683
Efficiency Ratio
77.78%
Rank 821 of 1,682
Equity / Assets
14.14%
Rank 651 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.53% | 0.35% | 0.74% | 1.18% | Beats 99% | 25 / 1,683 | |
| Return on Equity | 17.89% | 2.67% | 5.89% | 8.74% | Beats 99% | 21 / 1,681 | |
| Net Interest Margin | 9.89% | 3.31% | 3.82% | 4.32% | Beats 100% | 3 / 1,683 | |
| Efficiency Ratio | 77.78% | 68.91% | 78.20% | 86.93% | Beats 51% | 821 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 8.95% | 0.26% | 0.65% | 1.29% | Beats 1% | 1,668 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.14% | 10.44% | 12.89% | 16.53% | Beats 61% | 651 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.14% | 10.44% | 12.89% | 16.53% | Beats 61% | 651 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 43.84% | 52.61% | 69.38% | 83.50% | 15th pctl | 1,431 / 1,683 | |
| Loans / Assets | 37.24% | 44.71% | 59.18% | 70.72% | 16th pctl | 1,419 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |