Acadiana Medical
Lafayette, LA · Charter 19249 · Peer group: credit unions under $1B in assets in LA (n=56-57)
NCUA · 2 branches
Q2 2026
$13.5MAssets
$6.0MLoans
$10.0MShares
$3.4MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets in LA (rank 7 of 57).
- Widest gap: return on equity trails 46% of credit unions under $1B in assets in LA (rank 26 of 57).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.05%
Rank 14 of 57
Net Interest Margin
4.36%
Rank 19 of 57
Efficiency Ratio
79.02%
Rank 22 of 56
Equity / Assets
25.47%
Rank 10 of 57
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.05% | 0.18% | 0.61% | 1.03% | Beats 75% | 14 / 57 | |
| Return on Equity | 4.12% | 0.88% | 3.71% | 5.62% | Beats 54% | 26 / 57 | |
| Net Interest Margin | 4.36% | 3.51% | 3.94% | 4.60% | Beats 67% | 19 / 57 | |
| Efficiency Ratio | 79.02% | 76.49% | 84.29% | 92.65% | Beats 62% | 22 / 56 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.35% | 1.18% | 2.04% | Beats 100% | 7 / 57 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 25.47% | 11.86% | 15.46% | 23.44% | Beats 82% | 10 / 57 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 25.47% | 11.86% | 15.46% | 23.44% | Beats 82% | 10 / 57 | |
| Liquidity & Funding |
| Loans / Deposits | 60.05% | 55.77% | 71.07% | 79.18% | 32nd pctl | 39 / 57 | |
| Loans / Assets | 44.60% | 44.60% | 59.45% | 67.17% | 25th pctl | 43 / 57 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |