PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

First Bank of Arkansas

Brinkley, AR · Cert 19228

FDIC

Q1 1997

$23.6MAssets
$14.1MLoans
$19.6MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 2.14%, up 115 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 71.76% of deposits as of Q1 1997.

Return on Assets (YTD, annualized)

2.14%+115 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ2 1995Q3 1995Q4 1995Q1 1996Q2 1996Q3 1996Q4 1996Q1 1997YoY ΔTrend
Earnings
Return on Assets0.82%1.01%1.06%0.99%1.39%1.41%1.33%2.14%+115 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)1.55%4.93%9.65%8.12%0.03%-5.16%-2.97%1.77%-634 bps
Loan Growth (YoY)1.71%7.64%22.52%21.75%13.41%-4.62%-13.61%-3.47%-2,523 bps
Deposit Growth (YoY)-0.51%2.10%4.16%6.36%-9.81%-5.14%-2.09%-0.10%-646 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits66.96%74.92%75.66%74.27%84.20%75.34%66.76%71.76%-251 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a