PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Farmers STB of Huntley Inc.

Huntley, MN · Cert 1920

FDIC

Q2 1998

$11.0MAssets
$6.1MLoans
$9.1MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 0.60%, down 97 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 66.84% of deposits as of Q2 1998.

Return on Assets (YTD, annualized)

0.60%-97 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ3 1996Q4 1996Q1 1997Q2 1997Q3 1997Q4 1997Q1 1998Q2 1998YoY ΔTrend
Earnings
Return on Assets0.29%0.63%0.30%1.56%0.83%0.71%0.68%0.60%-97 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)11.35%11.87%7.30%-0.57%8.01%-1.46%-1.17%5.73%+631 bps
Loan Growth (YoY)76.05%183.74%112.60%67.18%74.81%20.76%24.29%9.02%-5,816 bps
Deposit Growth (YoY)8.19%8.01%8.21%-2.59%8.55%-1.93%-1.92%6.88%+948 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits42.22%54.63%53.01%65.53%68.00%67.27%67.18%66.84%+131 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a