Greenville
Greenville, SC · Charter 19116 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 5 branches
Q2 2026
$512.3MAssets
$361.7MLoans
$443.8MShares
$56.5MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 73% of credit unions under $1B in assets (rank 452 of 1681).
- Widest gap: equity / assets trails 68% of credit unions under $1B in assets (rank 1147 of 1683).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.94%
Rank 643 of 1,683
Net Interest Margin
3.66%
Rank 982 of 1,683
Efficiency Ratio
78.38%
Rank 853 of 1,682
Equity / Assets
11.03%
Rank 1,147 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.94% | 0.35% | 0.74% | 1.18% | Beats 62% | 643 / 1,683 | | |
| Return on Equity | 8.48% | 2.67% | 5.89% | 8.74% | Beats 73% | 452 / 1,681 | | |
| Net Interest Margin | 3.66% | 3.31% | 3.82% | 4.32% | Beats 42% | 982 / 1,683 | | |
| Efficiency Ratio | 78.38% | 68.91% | 78.20% | 86.93% | Beats 49% | 853 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.50% | 0.26% | 0.65% | 1.29% | Beats 59% | 688 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.03% | 10.44% | 12.89% | 16.53% | Beats 32% | 1,147 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.03% | 10.44% | 12.89% | 16.53% | Beats 32% | 1,147 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 81.50% | 52.61% | 69.38% | 83.50% | 72nd pctl | 468 / 1,683 | | |
| Loans / Assets | 70.60% | 44.71% | 59.18% | 70.72% | 75th pctl | 427 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |