Mon Valley Community
Allenport, PA · Charter 1911 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$193.4MAssets
$58.0MLoans
$134.0MShares
$63.4MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 100% of credit unions under $1B in assets (rank 3 of 1682).
- Widest gap: nonperforming loans / loans trails 91% of credit unions under $1B in assets (rank 1534 of 1682).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
2.51%
Rank 26 of 1,683
Net Interest Margin
3.40%
Rank 1,199 of 1,683
Efficiency Ratio
28.01%
Rank 3 of 1,682
Equity / Assets
32.77%
Rank 38 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.51% | 0.35% | 0.74% | 1.18% | Beats 98% | 26 / 1,683 | |
| Return on Equity | 7.67% | 2.67% | 5.89% | 8.74% | Beats 67% | 562 / 1,681 | |
| Net Interest Margin | 3.40% | 3.31% | 3.82% | 4.32% | Beats 29% | 1,199 / 1,683 | |
| Efficiency Ratio | 28.01% | 68.91% | 78.20% | 86.93% | Beats 100% | 3 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.76% | 0.26% | 0.65% | 1.29% | Beats 9% | 1,534 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 32.77% | 10.44% | 12.89% | 16.53% | Beats 98% | 38 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 32.77% | 10.44% | 12.89% | 16.53% | Beats 98% | 38 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 43.29% | 52.61% | 69.38% | 83.50% | 14th pctl | 1,439 / 1,683 | |
| Loans / Assets | 29.98% | 44.71% | 59.18% | 70.72% | 8th pctl | 1,553 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |