Inwood National Bank
Dallas, TX · Cert 19080 · Peer group: banks $1B-$10B in assets in the Dallas-Fort Worth-Arlington, TX area (n=20) · Inwood Bancshares Inc.
National charter · OCC · 12 branches
Q2 2026
$4.3BAssets
$2.5BLoans
$3.7BDeposits
$495.7MEquity
Executive Summary
- Strongest standing: efficiency ratio outperforms 90% of banks $1B-$10B in assets in the Dallas-Fort Worth-Arlington, TX area (rank 3 of 20).
- Widest gap: net charge-offs / loans trails 85% of banks $1B-$10B in assets in the Dallas-Fort Worth-Arlington, TX area (rank 18 of 20).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
1.27%
Rank 9 of 20
Net Interest Margin
2.87%
Rank 15 of 20
Efficiency Ratio
38.17%
Rank 3 of 20
Equity / Assets
11.64%
Rank 10 of 20
Non-interest income vs. expense
Unfavorable gap of $43.7M · efficiency ratio beats 90% of banks $1B-$10B in assets in the Dallas-Fort Worth-Arlington, TX area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.27% | 0.68% | 1.15% | 1.86% | Beats 55% | 9 / 20 | | |
| Return on Equity | 10.95% | 7.45% | 10.95% | 14.25% | Beats 50% | 10 / 20 | | |
| Net Interest Margin | 2.87% | 2.87% | 3.58% | 4.28% | Beats 25% | 15 / 20 | | |
| Efficiency Ratio | 38.17% | 52.33% | 65.48% | 74.79% | Beats 90% | 3 / 20 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.37% | 0.18% | 0.42% | 1.54% | Beats 65% | 8 / 20 | | |
| Net Charge-Offs / Loans | 0.20% | 0.00% | 0.02% | 0.14% | Beats 15% | 18 / 20 | | |
| Capital |
| Tier 1 Capital Ratio | 16.18% | 13.35% | 15.71% | 17.39% | Beats 60% | 8 / 20 | | |
| Total Risk-Based Capital Ratio | 16.98% | 14.55% | 16.02% | 18.64% | Beats 60% | 8 / 20 | | |
| Equity / Assets | 11.64% | 9.74% | 11.64% | 13.21% | Beats 50% | 10 / 20 | | |
| Liquidity & Funding |
| Loans / Deposits | 67.74% | 72.63% | 81.14% | 96.60% | 20th pctl | 16 / 20 | | |
| Loans / Assets | 58.25% | 60.26% | 69.54% | 79.68% | 20th pctl | 16 / 20 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |