PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

First NB of Bonita Springs

Bonita Springs, FL · Cert 18950

FDIC

Q4 1997

$255.8MAssets
$170.8MLoans
$227.3MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 0.57%, down 38 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 75.14% of deposits as of Q4 1997.

Return on Assets (YTD, annualized)

0.57%-38 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ1 1996Q2 1996Q3 1996Q4 1996Q1 1997Q2 1997Q3 1997Q4 1997YoY ΔTrend
Earnings
Return on Assets0.82%0.85%0.85%0.95%0.86%0.88%0.88%0.57%-38 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)13.22%14.86%15.23%14.76%9.13%12.16%7.15%7.93%-683 bps
Loan Growth (YoY)21.24%23.58%18.83%16.74%15.03%15.84%12.79%11.67%-507 bps
Deposit Growth (YoY)13.87%17.60%12.96%16.21%7.97%7.20%9.01%9.00%-721 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits68.60%72.77%74.76%73.34%73.08%78.63%77.35%75.14%+180 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a