Old Glory Bank
Elmore City, OK · Cert 18924 · Peer group: banks under $1B in assets in OK (n=88-89) · Old Glory Holding Co.
State charter, non-member · FDIC · 1 branch
Q2 2026
$276.8MAssets
$23.1MLoans
$268.7MDeposits
$6.8MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 42% of banks under $1B in assets in OK (rank 52 of 89).
- Widest gap: equity / assets trails 99% of banks under $1B in assets in OK (rank 88 of 89).
- Overall: at or above the peer median on 0 of 9 directional measures.
Return on Assets
-5.78%
Rank 88 of 89
Net Interest Margin
3.73%
Rank 52 of 89
Efficiency Ratio
210%
Rank 89 of 89
Equity / Assets
2.45%
Rank 88 of 89
Non-interest income vs. expense
Unfavorable gap of $25.8M · efficiency ratio beats 1% of banks under $1B in assets in OK | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -5.78% | 0.85% | 1.26% | 1.60% | Beats 1% | 88 / 89 | | |
| Return on Equity | -236% | 7.40% | 11.89% | 14.65% | Beats 1% | 88 / 89 | | |
| Net Interest Margin | 3.73% | 3.46% | 3.93% | 4.45% | Beats 42% | 52 / 89 | | |
| Efficiency Ratio | 210% | 54.70% | 60.95% | 71.14% | Beats 1% | 89 / 89 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 6.58% | 0.30% | 0.82% | 2.25% | Beats 7% | 83 / 88 | | |
| Net Charge-Offs / Loans | 1.03% | 0.00% | 0.03% | 0.20% | Beats 6% | 84 / 88 | | |
| Capital |
| Tier 1 Capital Ratio | 11.19% | 10.89% | 13.00% | 16.33% | Beats 26% | 66 / 89 | | |
| Total Risk-Based Capital Ratio | 11.57% | 11.20% | 13.06% | 16.33% | Beats 33% | 60 / 89 | | |
| Equity / Assets | 2.45% | 9.26% | 10.94% | 13.52% | Beats 1% | 88 / 89 | | |
| Liquidity & Funding |
| Loans / Deposits | 8.60% | 61.51% | 72.27% | 84.01% | 0th pctl | 88 / 88 | | |
| Loans / Assets | 8.34% | 52.51% | 63.15% | 71.27% | 1st pctl | 88 / 89 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |