Tri City National Bank
Oak Creek, WI · Cert 18922 · Peer group: banks $1B-$10B in assets operating in a single state (n=257-258) · Tri City Bankshares Corp.
National charter · OCC · 26 branches
Q2 2026
$2.0BAssets
$1.2BLoans
$1.7BDeposits
$189.0MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 47% of banks $1B-$10B in assets operating in a single state (rank 140 of 258).
- Widest gap: total risk-based capital ratio trails 83% of banks $1B-$10B in assets operating in a single state (rank 215 of 258).
- Overall: at or above the peer median on 0 of 9 directional measures.
Return on Assets
0.84%
Rank 207 of 258
Net Interest Margin
3.32%
Rank 164 of 258
Efficiency Ratio
72.86%
Rank 208 of 257
Equity / Assets
9.68%
Rank 157 of 258
Non-interest income vs. expense
Unfavorable gap of $45.0M · efficiency ratio beats 19% of banks $1B-$10B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.84% | 0.93% | 1.23% | 1.54% | Beats 20% | 207 / 258 | |
| Return on Equity | 8.72% | 9.26% | 11.84% | 14.74% | Beats 22% | 202 / 258 | |
| Net Interest Margin | 3.32% | 3.16% | 3.49% | 3.88% | Beats 36% | 164 / 258 | |
| Efficiency Ratio | 72.86% | 51.71% | 60.30% | 69.65% | Beats 19% | 208 / 257 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.51% | 0.19% | 0.46% | 0.90% | Beats 43% | 147 / 258 | |
| Net Charge-Offs / Loans | 0.03% | 0.01% | 0.02% | 0.07% | Beats 47% | 140 / 258 | |
| Capital |
| Tier 1 Capital Ratio | 11.10% | 11.41% | 12.98% | 15.12% | Beats 22% | 200 / 258 | |
| Total Risk-Based Capital Ratio | 11.10% | 12.10% | 13.91% | 16.08% | Beats 17% | 215 / 258 | |
| Equity / Assets | 9.68% | 9.09% | 10.24% | 11.72% | Beats 39% | 157 / 258 | |
| Liquidity & Funding |
| Loans / Deposits | 66.67% | 73.24% | 86.34% | 95.95% | 14th pctl | 222 / 258 | |
| Loans / Assets | 59.70% | 63.01% | 72.27% | 78.40% | 19th pctl | 209 / 258 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |