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Imperial Bank

Inglewood, CA · Cert 18835

FDIC

Q2 2001

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, not published for this institution and quartern/a

Basis

Quarter: Q2 2001, the quarter ended June 30, 2001, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

No peer standings are published for this institution and quarter.

Peer groups below the disclosure floor are suppressed.

Source: FFIEC Call Report (031/041/051), as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-11

Imperial Bank

Inglewood, CA · Cert 18835

FDIC

Q2 2001

$8.5BAssets
$4.0BLoans
$7.7BDeposits
$551.1MEquity
Loan mix
30%RE $1.2B67%C&I $2.6B3%Consumer $0.1BQ3 1999Q2 2001
Deposit mix
42%Interest-bearing $3.2B58%Noninterest $4.4BQ3 1999Q2 2001

Executive Summary

  • Earnings: ROA of 0.54%, down 57 bps year over year; NIM at 4.76%.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY), with net charge-offs at 0.67%.
  • Funding: loans stand at 52.67% of deposits as of Q2 2001.

Return on Assets (YTD, annualized)

0.54%-57 bps YoY

Net Interest Margin (YTD, annualized)

4.76%

Efficiency Ratio (YTD, annualized)

83.06%

Tier 1 Leverage Ratio

n/a
n/a

NIM

7.36%Q1 ’016.59%Q2 ’01-7%

Non-interest income vs. expense

8.37%Q1 ’016.29%Q2 ’01-5%

Year to date, annualized, through each quarter.

MetricQ3 1999Q4 1999Q1 2000Q2 2000Q3 2000Q4 2000Q1 2001Q2 2001YoY ΔTrend
Earnings
Return on Assets1.04%1.35%1.07%1.12%1.18%0.61%0.92%0.54%-57 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/a5.12%4.76%n/a
Efficiency Ration/an/an/an/an/an/a85.17%83.06%n/a
Non-Interest Burdenn/an/an/an/an/an/a3.66%3.48%n/a
Growth
Asset Growth (YoY)2.56%10.51%8.63%7.45%15.45%10.18%24.45%21.09%+1,364 bps
Loan Growth (YoY)10.51%6.26%9.31%9.79%11.88%15.39%10.19%4.02%-577 bps
Deposit Growth (YoY)1.05%6.11%4.76%9.12%15.36%13.29%27.78%22.30%+1,318 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/a0.83%0.67%n/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/a11.88%11.91%n/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits64.68%60.78%61.62%61.93%62.72%61.90%53.14%52.67%-925 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a