Titan
Pleasant Gap, PA · Charter 1882 · Peer group: credit unions under $1B in assets in the Buffalo-Cheektowaga, NY area (n=60)
NCUA · 1 branch
Q2 2026
$69.5MAssets
$32.8MLoans
$58.8MShares
$10.7MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 98% of credit unions under $1B in assets in the Buffalo-Cheektowaga, NY area (rank 2 of 60).
- Widest gap: net interest margin trails 85% of credit unions under $1B in assets in the Buffalo-Cheektowaga, NY area (rank 51 of 60).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.56%
Rank 8 of 60
Net Interest Margin
2.82%
Rank 51 of 60
Efficiency Ratio
46.88%
Rank 2 of 60
Equity / Assets
15.43%
Rank 20 of 60
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.56% | 0.35% | 0.84% | 1.37% | Beats 87% | 8 / 60 | |
| Return on Equity | 10.08% | 2.76% | 6.36% | 10.04% | Beats 77% | 14 / 60 | |
| Net Interest Margin | 2.82% | 3.02% | 3.63% | 4.05% | Beats 15% | 51 / 60 | |
| Efficiency Ratio | 46.88% | 67.68% | 77.48% | 89.33% | Beats 98% | 2 / 60 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.31% | 0.32% | 0.64% | 1.44% | Beats 77% | 15 / 60 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.43% | 10.72% | 13.16% | 17.68% | Beats 67% | 20 / 60 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.43% | 10.72% | 13.16% | 17.68% | Beats 67% | 20 / 60 | |
| Liquidity & Funding |
| Loans / Deposits | 55.81% | 43.79% | 55.03% | 72.55% | 52nd pctl | 29 / 60 | |
| Loans / Assets | 47.22% | 36.50% | 47.22% | 58.67% | 50th pctl | 30 / 60 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |