Lafayette, LA · Charter 18749
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -1.53% | -1.41% | -1.06% | -0.47% | -0.34% | -0.25% | 0.07% | 0.23% | +70 bps | |
| Return on Equity | -19.14% | -17.80% | -14.49% | -6.50% | -4.66% | -3.21% | 0.99% | 2.91% | +941 bps | |
| Net Interest Margin | 2.84% | 2.91% | 2.77% | 2.90% | 3.00% | 3.27% | 3.43% | 3.60% | +70 bps | |
| Efficiency Ratio | 111.56% | 108.96% | 111.02% | 101.93% | 99.90% | 97.18% | 96.55% | 92.02% | -991 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 4.66% | 1.26% | 0.68% | 2.18% | 2.29% | -1.56% | -3.46% | -7.64% | -982 bps | |
| Loan Growth (YoY) | -5.02% | -4.82% | -4.55% | -0.55% | 0.42% | -0.96% | -2.54% | -7.13% | -659 bps | |
| Share Growth (YoY) | 6.17% | 4.28% | 0.74% | 1.08% | 3.21% | -0.37% | -3.59% | -7.76% | -884 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.14% | 1.27% | 0.71% | 1.19% | 1.53% | 2.85% | 2.24% | 2.03% | +84 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 8.01% | 7.90% | 7.30% | 7.28% | 7.27% | 7.69% | 7.52% | 7.91% | +63 bps | |
| Net Worth / Assets | 8.01% | 7.90% | 7.30% | 7.28% | 7.27% | 7.69% | 7.52% | 7.91% | +63 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 77.91% | 78.51% | 75.00% | 76.68% | 75.81% | 78.05% | 75.81% | 77.21% | +52 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |