PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Wesbanco Bank Parkersburg

Parkersburg, WV · Cert 18582

FDIC

Q1 1998

$125.5MAssets
$81.7MLoans
$111.6MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 1.15%, down 11 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 73.17% of deposits as of Q1 1998.

Return on Assets (YTD, annualized)

1.15%-11 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ2 1996Q3 1996Q4 1996Q1 1997Q2 1997Q3 1997Q4 1997Q1 1998YoY ΔTrend
Earnings
Return on Assets1.60%1.52%1.45%1.25%1.23%1.21%1.11%1.15%-11 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)38.46%41.30%2.61%3.82%2.18%3.26%3.56%6.45%+263 bps
Loan Growth (YoY)37.46%38.92%7.15%7.39%0.90%-2.54%-6.00%-4.55%-1,194 bps
Deposit Growth (YoY)37.28%36.33%1.88%3.75%3.85%7.59%5.50%7.15%+340 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits82.72%85.58%85.37%82.13%80.37%77.53%76.07%73.17%-896 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a