Aurora, CO · Charter 18574
NCUA · 2 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.76% | 0.80% | 0.24% | -0.21% | -0.15% | -0.31% | 0.67% | 0.59% | +80 bps | |
| Return on Equity | 3.96% | 4.06% | 1.35% | -1.18% | -0.83% | -1.72% | 3.86% | 3.38% | +456 bps | |
| Net Interest Margin | 3.87% | 3.92% | 3.75% | 3.83% | 4.11% | 4.02% | 3.57% | 3.57% | -26 bps | |
| Efficiency Ratio | 75.27% | 75.63% | 79.57% | 73.94% | 75.31% | 76.29% | 84.15% | 82.13% | +819 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 2.50% | 1.45% | 7.83% | 8.90% | 6.74% | 8.00% | 2.11% | 2.63% | -627 bps | |
| Loan Growth (YoY) | 6.70% | 7.31% | 16.41% | 12.41% | 9.28% | 3.95% | -4.65% | -10.35% | -2,276 bps | |
| Share Growth (YoY) | 1.83% | 0.40% | 8.27% | 10.38% | 8.05% | 10.42% | 2.83% | 3.01% | -737 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.38% | 1.46% | 0.90% | 1.48% | 1.76% | 2.05% | 2.21% | 3.46% | +198 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 19.27% | 19.58% | 18.06% | 17.86% | 18.10% | 17.79% | 17.46% | 17.47% | -39 bps | |
| Net Worth / Assets | 19.27% | 19.58% | 18.06% | 17.86% | 18.10% | 17.79% | 17.46% | 17.47% | -39 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 65.30% | 67.70% | 65.03% | 66.47% | 66.04% | 63.73% | 60.30% | 57.85% | -862 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |