Brookfield, IL · Cert 18564 · Brookfield Bancshares Inc.
National charter · OCC · 1 branch
Q2 2026
Market Position · Chicago-Naperville-Elgin, IL-IN · 2026 SOD (annual) · 0.1% share · #83 of 147 inst. · $0.3B of $630.7B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.99% | 1.68% | 1.45% | 1.70% | 1.71% | 1.59% | 1.63% | 2.06% | +36 bps | |
| Return on Equity | 16.40% | 13.39% | 11.29% | 13.31% | 13.58% | 12.59% | 12.89% | 15.92% | +260 bps | |
| Net Interest Margin | 4.49% | 4.09% | 4.07% | 4.27% | 4.24% | 4.22% | 4.10% | 4.30% | +4 bps | |
| Efficiency Ratio | 39.16% | 44.70% | 46.83% | 45.49% | 44.72% | 47.90% | 45.94% | 41.81% | -367 bps | |
| Non-Interest Burden | 1.60% | 1.65% | 1.80% | 1.78% | 1.75% | 1.87% | 1.70% | 1.63% | -15 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 0.83% | 3.31% | 1.54% | 8.40% | 11.89% | 14.53% | 17.81% | 8.63% | +23 bps | |
| Loan Growth (YoY) | 4.07% | 6.83% | 6.36% | 13.14% | 13.96% | 18.87% | 19.85% | 12.77% | -37 bps | |
| Deposit Growth (YoY) | 4.46% | 5.92% | 7.26% | 14.71% | 15.18% | 16.35% | 18.53% | 10.27% | -444 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.00% | 0.00% | 0.24% | 0.21% | 0.21% | 0.18% | 0.00% | 0.00% | -21 bps | |
| Net Charge-Offs / Loans | -0.03% | -0.03% | -0.02% | 0.00% | 0.00% | -0.01% | 0.01% | 0.00% | 0 bps | |
| Allowance / Loans | 1.66% | 1.70% | 1.71% | 1.61% | 1.64% | 1.57% | 1.55% | 1.52% | -9 bps | |
| Allowance Coverage of NPLs | n/a | n/a | 7.2x | 7.5x | 7.8x | 8.8x | n/a | n/a | n/a | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 12.11% | 12.32% | 13.09% | 13.04% | 12.76% | 12.60% | 12.63% | 13.04% | +1 bps | |
| Total Risk-Based Capital | 15.35% | 15.57% | 15.73% | 14.91% | 14.86% | 14.51% | 14.22% | 13.04% | -187 bps | |
| Equity / Assets | 12.33% | 12.79% | 12.97% | 12.61% | 12.54% | 12.68% | 12.55% | 13.32% | +71 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 113.09% | 112.92% | 112.53% | 115.50% | 111.89% | 115.36% | 113.78% | 118.12% | +262 bps | |
| Liquid Assets / Assets | 11.36% | 10.76% | 9.56% | 7.77% | 10.28% | 7.70% | 8.55% | 4.59% | -318 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 540% | 564% | 568% | n/a | n/a | |