PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

First Bank

Omaha, NE · Cert 18327

FDIC

Q4 1995

$845.9MAssets
$279.6MLoans
$720.4MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of -0.03%, down 125 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 38.80% of deposits as of Q4 1995.

Return on Assets (YTD, annualized)

-0.03%-125 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ1 1994Q2 1994Q3 1994Q4 1994Q1 1995Q2 1995Q3 1995Q4 1995YoY ΔTrend
Earnings
Return on Assets1.17%1.23%1.22%1.22%1.23%1.35%1.34%-0.03%-125 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/a10.97%17.09%9.79%283%n/a
Loan Growth (YoY)n/an/an/an/a15.30%17.73%6.43%90.46%n/a
Deposit Growth (YoY)n/an/an/an/a9.23%17.22%12.44%264%n/a
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits73.23%75.78%75.89%74.08%77.30%76.11%71.84%38.80%-3,527 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a