Honolulu
Honolulu, HI · Charter 1830 · Peer group: credit unions under $1B in assets in the Urban Honolulu, HI area (n=17)
NCUA · 5 branches
Q2 2026
$423.3MAssets
$318.1MLoans
$365.3MShares
$54.0MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 76% of credit unions under $1B in assets in the Urban Honolulu, HI area (rank 4 of 17).
- Widest gap: equity / assets trails 65% of credit unions under $1B in assets in the Urban Honolulu, HI area (rank 11 of 17).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.17%
Rank 5 of 17
Net Interest Margin
3.56%
Rank 5 of 17
Efficiency Ratio
64.13%
Rank 5 of 17
Equity / Assets
12.76%
Rank 11 of 17
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.17% | 0.54% | 0.99% | 1.17% | Beats 71% | 5 / 17 | |
| Return on Equity | 9.13% | 3.19% | 5.62% | 8.25% | Beats 76% | 4 / 17 | |
| Net Interest Margin | 3.56% | 2.71% | 3.12% | 3.56% | Beats 71% | 5 / 17 | |
| Efficiency Ratio | 64.13% | 64.13% | 74.39% | 81.42% | Beats 76% | 5 / 17 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.36% | 0.30% | 0.66% | 1.43% | Beats 35% | 12 / 17 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.76% | 11.08% | 13.24% | 17.17% | Beats 35% | 11 / 17 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.76% | 11.08% | 13.24% | 17.17% | Beats 35% | 11 / 17 | |
| Liquidity & Funding |
| Loans / Deposits | 87.07% | 38.54% | 55.56% | 70.42% | 94th pctl | 1 / 17 | |
| Loans / Assets | 75.14% | 29.18% | 48.61% | 61.05% | 94th pctl | 1 / 17 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |