American Broadcast Employees
Rockville Centr, NY · Charter 18273 · Peer group: credit unions under $1B in assets in NY (n=59)
NCUA · 8 branches
Q2 2026
$111.5MAssets
$70.4MLoans
$93.9MShares
$16.6MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 85% of credit unions under $1B in assets in NY (rank 9 of 59).
- Widest gap: nonperforming loans / loans trails 75% of credit unions under $1B in assets in NY (rank 45 of 59).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.82%
Rank 36 of 59
Net Interest Margin
4.44%
Rank 9 of 59
Efficiency Ratio
79.75%
Rank 40 of 59
Equity / Assets
14.90%
Rank 20 of 59
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.82% | 0.28% | 1.01% | 1.42% | Beats 39% | 36 / 59 | |
| Return on Equity | 5.50% | 2.31% | 7.92% | 10.52% | Beats 34% | 39 / 59 | |
| Net Interest Margin | 4.44% | 3.24% | 3.66% | 4.04% | Beats 85% | 9 / 59 | |
| Efficiency Ratio | 79.75% | 63.53% | 74.15% | 82.44% | Beats 34% | 40 / 59 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.20% | 0.32% | 0.68% | 1.20% | Beats 25% | 45 / 59 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.90% | 10.94% | 13.05% | 16.06% | Beats 66% | 20 / 59 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.90% | 10.94% | 13.05% | 16.06% | Beats 66% | 20 / 59 | |
| Liquidity & Funding |
| Loans / Deposits | 74.99% | 40.49% | 57.59% | 78.86% | 71st pctl | 17 / 59 | |
| Loans / Assets | 63.14% | 33.06% | 50.92% | 63.03% | 76th pctl | 14 / 59 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |