Susquehanna Valley
Camp Hill, PA · Charter 18242 · Peer group: credit unions under $1B in assets in PA (n=72)
NCUA · 1 branch
Q2 2026
$86.9MAssets
$44.8MLoans
$76.4MShares
$10.4MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 97% of credit unions under $1B in assets in PA (rank 2 of 72).
- Widest gap: equity / assets trails 65% of credit unions under $1B in assets in PA (rank 47 of 72).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.84%
Rank 5 of 72
Net Interest Margin
4.38%
Rank 7 of 72
Efficiency Ratio
62.82%
Rank 15 of 72
Equity / Assets
12.03%
Rank 47 of 72
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.84% | 0.59% | 1.06% | 1.40% | Beats 93% | 5 / 72 | | |
| Return on Equity | 15.31% | 5.27% | 7.11% | 9.91% | Beats 97% | 2 / 72 | | |
| Net Interest Margin | 4.38% | 3.09% | 3.57% | 4.10% | Beats 90% | 7 / 72 | | |
| Efficiency Ratio | 62.82% | 64.37% | 73.67% | 81.63% | Beats 81% | 15 / 72 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.07% | 0.20% | 0.58% | 1.09% | Beats 90% | 8 / 72 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.03% | 10.74% | 12.96% | 16.84% | Beats 35% | 47 / 72 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.03% | 10.74% | 12.96% | 16.84% | Beats 35% | 47 / 72 | | |
| Liquidity & Funding |
| Loans / Deposits | 58.70% | 34.39% | 52.54% | 65.98% | 63rd pctl | 27 / 72 | | |
| Loans / Assets | 51.62% | 30.23% | 45.37% | 57.67% | 67th pctl | 24 / 72 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |