Jewett City Savings Bank
Jewett City, CT · Cert 18237 · Peer group: banks under $1B in assets operating in a single state (n=743-746)
SI · FDIC · 7 branches
Q2 2026
$493.9MAssets
$406.4MLoans
$400.6MDeposits
$69.5MEquity
Executive Summary
- Strongest standing: equity / assets outperforms 81% of banks under $1B in assets operating in a single state (rank 139 of 746).
- Widest gap: net charge-offs / loans trails 97% of banks under $1B in assets operating in a single state (rank 721 of 743).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
0.32%
Rank 665 of 746
Net Interest Margin
4.27%
Rank 156 of 746
Efficiency Ratio
75.79%
Rank 563 of 746
Equity / Assets
14.07%
Rank 139 of 746
Non-interest income vs. expense
Unfavorable gap of $14.7M · efficiency ratio beats 25% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.32% | 0.72% | 1.06% | 1.45% | Beats 11% | 665 / 746 | |
| Return on Equity | 2.26% | 6.74% | 10.51% | 13.63% | Beats 9% | 676 / 746 | |
| Net Interest Margin | 4.27% | 3.17% | 3.68% | 4.16% | Beats 79% | 156 / 746 | |
| Efficiency Ratio | 75.79% | 55.74% | 64.58% | 75.47% | Beats 25% | 563 / 746 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.01% | 0.09% | 0.42% | 1.07% | Beats 27% | 546 / 743 | |
| Net Charge-Offs / Loans | 0.44% | 0.00% | 0.01% | 0.05% | Beats 3% | 721 / 743 | |
| Capital |
| Tier 1 Capital Ratio | 17.46% | 11.55% | 13.75% | 17.60% | Beats 74% | 194 / 746 | |
| Total Risk-Based Capital Ratio | 18.47% | 11.71% | 14.33% | 18.43% | Beats 75% | 185 / 746 | |
| Equity / Assets | 14.07% | 8.90% | 10.51% | 13.06% | Beats 81% | 139 / 746 | |
| Liquidity & Funding |
| Loans / Deposits | 101.46% | 61.31% | 78.27% | 90.78% | 91st pctl | 66 / 746 | |
| Loans / Assets | 82.30% | 53.60% | 66.97% | 76.08% | 90th pctl | 73 / 746 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |