Dime Bank
Norwich, CT · Cert 18200 · Peer group: banks $1B-$10B in assets operating regionally (n=176)
SI · FDIC · 14 branches
Q2 2026
$1.2BAssets
$944.9MLoans
$933.5MDeposits
$136.5MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 85% of banks $1B-$10B in assets operating regionally (rank 27 of 176).
- Widest gap: net charge-offs / loans trails 86% of banks $1B-$10B in assets operating regionally (rank 153 of 176).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
0.95%
Rank 129 of 176
Net Interest Margin
3.10%
Rank 150 of 176
Efficiency Ratio
67.02%
Rank 130 of 176
Equity / Assets
11.32%
Rank 56 of 176
Non-interest income vs. expense
Unfavorable gap of $23.7M · efficiency ratio beats 27% of banks $1B-$10B in assets operating regionally | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.95% | 0.93% | 1.26% | 1.54% | Beats 27% | 129 / 176 | | |
| Return on Equity | 8.37% | 9.26% | 11.89% | 14.46% | Beats 18% | 145 / 176 | | |
| Net Interest Margin | 3.10% | 3.25% | 3.59% | 3.93% | Beats 15% | 150 / 176 | | |
| Efficiency Ratio | 67.02% | 52.79% | 59.55% | 67.66% | Beats 27% | 130 / 176 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.20% | 0.30% | 0.64% | 1.32% | Beats 85% | 27 / 176 | | |
| Net Charge-Offs / Loans | 0.16% | 0.01% | 0.04% | 0.10% | Beats 14% | 153 / 176 | | |
| Capital |
| Tier 1 Capital Ratio | 15.18% | 11.15% | 12.72% | 14.15% | Beats 85% | 27 / 176 | | |
| Total Risk-Based Capital Ratio | 16.14% | 11.81% | 13.63% | 15.33% | Beats 83% | 30 / 176 | | |
| Equity / Assets | 11.32% | 9.16% | 10.35% | 11.80% | Beats 68% | 56 / 176 | | |
| Liquidity & Funding |
| Loans / Deposits | 101.22% | 80.94% | 89.73% | 97.21% | 88th pctl | 22 / 176 | | |
| Loans / Assets | 78.38% | 69.25% | 75.12% | 80.82% | 65th pctl | 61 / 176 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |