Maple Hill, KS · Cert 18165 · Maple Hill Bancshares Inc.
State charter, non-member · FDIC · 4 branches
Q2 2026
Market Position · Topeka, KS · 2026 SOD (annual) · 1.3% share · #15 of 30 inst. · $0.1B of $7.1B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.27% | 1.23% | 1.60% | 1.67% | 1.74% | 1.48% | 2.23% | 1.86% | +19 bps | |
| Return on Equity | 11.84% | 11.37% | 14.73% | 15.11% | 15.25% | 12.77% | 18.83% | 15.69% | +58 bps | |
| Net Interest Margin | 3.62% | 3.62% | 3.89% | 3.89% | 4.16% | 4.23% | 4.21% | 4.28% | +39 bps | |
| Efficiency Ratio | 53.04% | 55.24% | 47.03% | 48.09% | 46.33% | 53.00% | 38.87% | 43.71% | -438 bps | |
| Non-Interest Burden | 1.83% | 1.92% | 1.72% | 1.78% | 1.82% | 2.14% | 1.24% | 1.76% | -2 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 11.06% | 9.65% | 6.29% | 5.22% | 2.64% | 6.90% | 6.51% | 6.53% | +132 bps | |
| Loan Growth (YoY) | 15.37% | 14.54% | 4.92% | 6.97% | -3.92% | 5.12% | 10.52% | 8.77% | +180 bps | |
| Deposit Growth (YoY) | 12.95% | 4.26% | 7.58% | 7.02% | 4.58% | 9.28% | 2.72% | 8.77% | +174 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.20% | 0.52% | 0.13% | +13 bps | |
| Net Charge-Offs / Loans | 0.03% | -0.01% | 0.01% | 0.04% | -0.01% | 0.09% | 0.00% | 0.00% | -4 bps | |
| Allowance / Loans | 1.38% | 1.44% | 1.55% | 1.47% | 1.59% | 1.49% | 1.54% | 1.51% | +4 bps | |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | 7.6x | 3.0x | 11.4x | n/a | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 11.02% | 10.84% | 11.31% | 10.96% | 11.77% | 11.86% | 12.20% | 11.58% | +62 bps | |
| Total Risk-Based Capital | 11.02% | 10.84% | 11.31% | 10.96% | 11.77% | 11.86% | 12.20% | 11.58% | +62 bps | |
| Equity / Assets | 11.05% | 10.67% | 11.07% | 11.05% | 11.74% | 11.51% | 12.24% | 11.53% | +48 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 95.89% | 91.93% | 87.16% | 92.87% | 88.10% | 88.43% | 93.78% | 92.87% | 0 bps | |
| Liquid Assets / Assets | 5.46% | 5.18% | 4.50% | 4.38% | 3.86% | 3.53% | 4.03% | 3.92% | -46 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 64.31% | 94.45% | 72.79% | n/a | n/a | |