Stockgrowers State Bank, The
Maple Hill, KS · Cert 18165 · Peer group: banks under $1B in assets operating in a single state (n=743-746) · Maple Hill Bancshares Inc.
State charter, non-member · FDIC · 4 branches
Q2 2026
$128.3MAssets
$88.1MLoans
$94.9MDeposits
$14.8MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets operating in a single state (rank 185 of 743).
- Widest gap: total risk-based capital ratio trails 77% of banks under $1B in assets operating in a single state (rank 571 of 746).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
2.02%
Rank 37 of 746
Net Interest Margin
4.22%
Rank 168 of 746
Efficiency Ratio
41.20%
Rank 30 of 746
Equity / Assets
11.53%
Rank 273 of 746
Non-interest income vs. expense
Unfavorable gap of $1.9M · efficiency ratio beats 96% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.02% | 0.72% | 1.06% | 1.45% | Beats 95% | 37 / 746 | | |
| Return on Equity | 17.52% | 6.74% | 10.51% | 13.63% | Beats 92% | 57 / 746 | | |
| Net Interest Margin | 4.22% | 3.17% | 3.68% | 4.16% | Beats 77% | 168 / 746 | | |
| Efficiency Ratio | 41.20% | 55.74% | 64.58% | 75.47% | Beats 96% | 30 / 746 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.13% | 0.09% | 0.42% | 1.07% | Beats 72% | 208 / 743 | | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.01% | 0.05% | Beats 100% | 185 / 743 | | |
| Capital |
| Tier 1 Capital Ratio | 11.58% | 11.55% | 13.75% | 17.60% | Beats 25% | 557 / 746 | | |
| Total Risk-Based Capital Ratio | 11.58% | 11.71% | 14.33% | 18.43% | Beats 23% | 571 / 746 | | |
| Equity / Assets | 11.53% | 8.90% | 10.51% | 13.06% | Beats 63% | 273 / 746 | | |
| Liquidity & Funding |
| Loans / Deposits | 92.87% | 61.31% | 78.27% | 90.78% | 79th pctl | 157 / 746 | | |
| Loans / Assets | 68.67% | 53.60% | 66.97% | 76.08% | 54th pctl | 343 / 746 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |