PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Boatmens Bank of Southern MO

Springfield, MO · Cert 17901

FDIC

Q2 1997

$1.3BAssets
$917.9MLoans
$939.2MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 1.11%, down 93 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 97.73% of deposits as of Q2 1997.

Return on Assets (YTD, annualized)

1.11%-93 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ3 1995Q4 1995Q1 1996Q2 1996Q3 1996Q4 1996Q1 1997Q2 1997YoY ΔTrend
Earnings
Return on Assets1.63%1.67%2.05%2.04%2.01%1.97%1.09%1.11%-93 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)-5.67%-4.19%-9.34%-11.27%-3.71%-1.93%13.44%9.66%+2,093 bps
Loan Growth (YoY)-6.64%-10.55%-12.42%-6.72%-6.18%-4.84%-2.99%-7.48%-76 bps
Deposit Growth (YoY)4.18%4.13%0.76%-2.34%-1.29%0.56%-1.65%-6.92%-458 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits99.79%97.00%97.96%98.31%94.85%91.78%96.63%97.73%-58 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a