Arkansas Kraft Employees Morrilton, AR · Charter 17849 · Peer group: credit unions under $1B in assets in the Washington-Arlington-Alexandria, DC-VA-MD-WV area (n=60-61)
NCUA · 1 branch
Q2 2026
$4.4M Assets
$2.4M Loans
$3.1M Shares
$1.3M Net Worth
Executive Summary Strongest standing: tier 1 capital ratio outperforms 92% of credit unions under $1B in assets in the Washington-Arlington-Alexandria, DC-VA-MD-WV area (rank 5 of 61). Widest gap: return on equity trails 66% of credit unions under $1B in assets in the Washington-Arlington-Alexandria, DC-VA-MD-WV area (rank 40 of 61). Overall: at or above the peer median on 4 of 7 directional measures. Return on Assets
0.41%
Rank 27 of 61
Net Interest Margin
3.31%
Rank 36 of 61
Efficiency Ratio
89.33%
Rank 37 of 60
Equity / Assets
28.76%
Rank 5 of 61
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank 8-Qtr Trend Peer Position Earnings Return on Assets 0.41% -0.02% 0.37% 0.88% Beats 56% 27 / 61 Return on Equity 1.42% -0.25% 2.65% 5.53% Beats 34% 40 / 61 Net Interest Margin 3.31% 3.07% 3.57% 4.09% Beats 41% 36 / 61 Efficiency Ratio 89.33% 71.78% 87.58% 95.00% Beats 40% 37 / 60 Asset Quality Nonperforming Loans / Loans 0.21% 0.44% 1.06% 1.85% Beats 78% 14 / 60 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 28.76% 9.78% 12.37% 17.30% Beats 92% 5 / 61 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 28.76% 9.78% 12.37% 17.30% Beats 92% 5 / 61 Liquidity & Funding Loans / Deposits 77.17% 37.27% 62.33% 76.91% 75th pctl 15 / 61 Loans / Assets 54.75% 30.13% 54.75% 64.37% 49th pctl 31 / 61 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the Washington-Arlington-Alexandria, DC-VA-MD-WV area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure (60 to 61 here). Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.50%, the median effective tax rate of the 2,758 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11