Self Memorial Hospital
Greenwood, SC · Charter 17831 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$14.0MAssets
$7.6MLoans
$12.6MShares
$1.4MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 83% of credit unions under $1B in assets (rank 294 of 1683).
- Widest gap: efficiency ratio trails 81% of credit unions under $1B in assets (rank 1364 of 1682).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.49%
Rank 1,153 of 1,683
Net Interest Margin
4.57%
Rank 294 of 1,683
Efficiency Ratio
89.29%
Rank 1,364 of 1,682
Equity / Assets
10.00%
Rank 1,344 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.49% | 0.35% | 0.74% | 1.18% | Beats 31% | 1,153 / 1,683 | | |
| Return on Equity | 4.85% | 2.67% | 5.89% | 8.74% | Beats 42% | 969 / 1,681 | | |
| Net Interest Margin | 4.57% | 3.31% | 3.82% | 4.32% | Beats 83% | 294 / 1,683 | | |
| Efficiency Ratio | 89.29% | 68.91% | 78.20% | 86.93% | Beats 19% | 1,364 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.20% | 0.26% | 0.65% | 1.29% | Beats 27% | 1,229 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.00% | 10.44% | 12.89% | 16.53% | Beats 20% | 1,344 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.00% | 10.44% | 12.89% | 16.53% | Beats 20% | 1,344 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 60.57% | 52.61% | 69.38% | 83.50% | 36th pctl | 1,085 / 1,683 | | |
| Loans / Assets | 54.28% | 44.71% | 59.18% | 70.72% | 41st pctl | 990 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |