Boelus State Bank
Boelus, NE · Cert 17825 · Peer group: banks under $1B in assets operating in a single state (n=743-746)
State charter, non-member · FDIC · 1 branch
Q2 2026
$24.4MAssets
$6.4MLoans
$20.6MDeposits
$3.7MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets operating in a single state (rank 105 of 743).
- Widest gap: net interest margin trails 91% of banks under $1B in assets operating in a single state (rank 676 of 746).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
1.34%
Rank 237 of 746
Net Interest Margin
2.72%
Rank 676 of 746
Efficiency Ratio
41.30%
Rank 31 of 746
Equity / Assets
15.13%
Rank 94 of 746
Non-interest income vs. expense
Unfavorable gap of $272K · efficiency ratio beats 96% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.34% | 0.72% | 1.06% | 1.45% | Beats 68% | 237 / 746 | |
| Return on Equity | 8.84% | 6.74% | 10.51% | 13.63% | Beats 39% | 453 / 746 | |
| Net Interest Margin | 2.72% | 3.17% | 3.68% | 4.16% | Beats 9% | 676 / 746 | |
| Efficiency Ratio | 41.30% | 55.74% | 64.58% | 75.47% | Beats 96% | 31 / 746 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.09% | 0.42% | 1.07% | Beats 100% | 105 / 743 | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.01% | 0.05% | Beats 100% | 185 / 743 | |
| Capital |
| Tier 1 Capital Ratio | 14.99% | 11.55% | 13.75% | 17.60% | Beats 61% | 289 / 746 | |
| Total Risk-Based Capital Ratio | 14.99% | 11.71% | 14.33% | 18.43% | Beats 55% | 332 / 746 | |
| Equity / Assets | 15.13% | 8.90% | 10.51% | 13.06% | Beats 87% | 94 / 746 | |
| Liquidity & Funding |
| Loans / Deposits | 30.86% | 61.31% | 78.27% | 90.78% | 2nd pctl | 730 / 746 | |
| Loans / Assets | 26.11% | 53.60% | 66.97% | 76.08% | 2nd pctl | 730 / 746 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |