PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

American Security Bk Ville P

Ville Platte, LA · Cert 17784

FDIC

Q2 1999

$249.6MAssets
$103.7MLoans
$202.6MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 0.35%, down 159 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 51.15% of deposits as of Q2 1999.

Return on Assets (YTD, annualized)

0.35%-159 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ3 1997Q4 1997Q1 1998Q2 1998Q3 1998Q4 1998Q1 1999Q2 1999YoY ΔTrend
Earnings
Return on Assets1.02%1.18%1.98%1.94%1.72%1.32%0.39%0.35%-159 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)-1.71%0.10%-5.92%-4.94%-0.97%0.55%8.35%8.12%+1,306 bps
Loan Growth (YoY)-1.20%-1.93%-7.52%-9.11%-9.48%-6.07%-0.09%1.49%+1,061 bps
Deposit Growth (YoY)0.94%1.34%-7.97%-7.21%-2.88%0.06%-0.15%1.76%+898 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits54.85%53.65%50.67%51.29%51.12%50.37%50.71%51.15%-14 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a