Pikes Peak National Bank
Colorado Springs, CO · Cert 17782 · Peer group: banks under $1B in assets operating in a single state (n=743-746)
National charter · OCC · 3 branches
Q2 2026
$110.8MAssets
$74.1MLoans
$93.1MDeposits
$17.0MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets operating in a single state (rank 105 of 743).
- Widest gap: return on equity trails 87% of banks under $1B in assets operating in a single state (rank 646 of 746).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
0.59%
Rank 615 of 746
Net Interest Margin
4.42%
Rank 116 of 746
Efficiency Ratio
82.87%
Rank 645 of 746
Equity / Assets
15.31%
Rank 89 of 746
Non-interest income vs. expense
Unfavorable gap of $4.0M · efficiency ratio beats 14% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.59% | 0.72% | 1.06% | 1.45% | Beats 18% | 615 / 746 | |
| Return on Equity | 3.82% | 6.74% | 10.51% | 13.63% | Beats 13% | 646 / 746 | |
| Net Interest Margin | 4.42% | 3.17% | 3.68% | 4.16% | Beats 84% | 116 / 746 | |
| Efficiency Ratio | 82.87% | 55.74% | 64.58% | 75.47% | Beats 14% | 645 / 746 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.09% | 0.42% | 1.07% | Beats 100% | 105 / 743 | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.01% | 0.05% | Beats 100% | 185 / 743 | |
| Capital |
| Tier 1 Capital Ratio | 22.01% | 11.55% | 13.75% | 17.60% | Beats 87% | 98 / 746 | |
| Total Risk-Based Capital Ratio | 23.26% | 11.71% | 14.33% | 18.43% | Beats 88% | 93 / 746 | |
| Equity / Assets | 15.31% | 8.90% | 10.51% | 13.06% | Beats 88% | 89 / 746 | |
| Liquidity & Funding |
| Loans / Deposits | 79.61% | 61.31% | 78.27% | 90.78% | 52nd pctl | 355 / 746 | |
| Loans / Assets | 66.90% | 53.60% | 66.97% | 76.08% | 50th pctl | 375 / 746 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |