PackageTrendsPeer
Letter portraitLegal landscape

Minnequa Bank of Pueblo, The

Pueblo, CO · Cert 1773

FDIC

Q3 2001

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, not published for this institution and quartern/a

Basis

Quarter: Q3 2001, the quarter ended September 30, 2001, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

No peer standings are published for this institution and quarter.

Peer groups below the disclosure floor are suppressed.

Source: FFIEC Call Report (031/041/051), as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-11

Minnequa Bank of Pueblo, The

Pueblo, CO · Cert 1773

FDIC

Q3 2001

$336.4MAssets
$197.1MLoans
$309.4MDeposits
$23.6MEquity
Loan mix
71%RE $59.5M28%C&I $23.2M1%Consumer $1.1MQ3 2000Q3 2001
Deposit mix
82%Interest-bearing $254.4M18%Noninterest $55.0MQ3 2000Q3 2001

NIM

7.92%Q1 ’017.74%Q2 ’017.29%Q3 ’01-1%-5%

Non-interest income vs. expense

4.30%Q1 ’014.69%Q2 ’014.77%Q3 ’01+13%+3%

Executive Summary

  • Earnings: ROA of 0.53%, down 43 bps year over year; NIM at 4.62%.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY), with net charge-offs at 0.20%.
  • Funding: loans stand at 63.72% of deposits as of Q3 2001.

Financial Results

Return on Assets (YTD, annualized)

0.53%-43 bps YoY

Net Interest Margin (YTD, annualized)

4.62%

Efficiency Ratio (YTD, annualized)

83.91%

Tier 1 Leverage Ratio

n/a

Year to date, annualized, through each quarter.

MetricQ3 2000Q4 2000Q1 2001Q2 2001Q3 2001YoY ΔTrend
Earnings
Return on Assets0.96%0.98%0.99%0.75%0.53%-43 bps
Return on Equityn/an/an/an/an/an/an/a
Net Interest Marginn/an/a4.91%4.87%4.62%n/a
Efficiency Ration/an/a71.62%78.75%83.91%n/a
Non-Interest Burdenn/an/a3.20%3.61%3.70%n/a
Growth
Asset Growth (YoY)-2.78%4.04%3.36%3.48%10.81%+1,359 bps
Loan Growth (YoY)-5.23%-3.87%-0.63%-0.26%-2.52%+271 bps
Deposit Growth (YoY)-3.62%3.41%2.39%2.66%10.46%+1,408 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/a0.25%0.17%0.20%n/a
Allowance / Loansn/an/a1.49%1.52%1.62%n/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/a12.28%11.96%11.91%n/a
Equity / Assetsn/an/a7.48%7.37%7.03%n/a
Liquidity & Funding
Loans / Deposits72.20%67.56%69.45%69.02%63.72%-848 bps
Liquid Assets / Assets0.00%0.00%0.05%0.19%0.08%+8 bps
CRE / Total Capitaln/an/an/an/an/an/an/a