Prairie Village, KS · Cert 17671 · Blue Lion Bancshares Inc.
State charter, non-member · FDIC · 1 branch
Q2 2026
Market Position · Kansas City, MO-KS · 2026 SOD (annual) · 0.2% share · #59 of 114 inst. · $0.2B of $99.1B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.36% | 1.06% | 1.25% | 1.20% | 1.41% | 1.27% | 1.12% | 1.08% | -12 bps | |
| Return on Equity | 14.11% | 10.37% | 12.02% | 11.71% | 13.74% | 11.67% | 10.33% | 10.80% | -92 bps | |
| Net Interest Margin | 3.76% | 3.84% | 3.98% | 4.19% | 4.31% | 4.47% | 4.22% | 4.16% | -3 bps | |
| Efficiency Ratio | 53.81% | 65.28% | 60.12% | 61.74% | 55.59% | 59.69% | 60.46% | 63.85% | +211 bps | |
| Non-Interest Burden | 1.95% | 2.44% | 2.33% | 2.53% | 2.33% | 2.61% | 2.49% | 2.61% | +7 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 12.71% | 4.81% | 5.15% | -1.65% | 2.84% | -0.49% | 5.88% | 12.45% | +1,410 bps | |
| Loan Growth (YoY) | 4.02% | -0.74% | 8.90% | 3.66% | 0.57% | 6.87% | 5.32% | 4.04% | +38 bps | |
| Deposit Growth (YoY) | 12.71% | 4.45% | 4.79% | -2.59% | 2.41% | -1.50% | 5.70% | 13.12% | +1,570 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.03% | 0.08% | 0.05% | 0.04% | 0.08% | 0.07% | 0.07% | 0.07% | +2 bps | |
| Net Charge-Offs / Loans | 0.05% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Allowance / Loans | 0.81% | 0.84% | 0.82% | 0.85% | 0.91% | 0.92% | 0.97% | 1.03% | +18 bps | |
| Allowance Coverage of NPLs | 25.9x | 10.5x | 18.1x | 19.3x | 12.0x | 13.2x | 14.6x | 15.5x | -3.9x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 10.42% | 10.50% | 11.02% | 10.43% | 10.75% | 11.01% | 11.30% | 10.22% | -21 bps | |
| Total Risk-Based Capital | 10.42% | 10.50% | 11.02% | 10.43% | 10.75% | 11.01% | 11.30% | 10.22% | -21 bps | |
| Equity / Assets | 10.06% | 10.41% | 10.36% | 10.12% | 10.46% | 11.32% | 10.47% | 9.54% | -58 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 83.47% | 84.20% | 85.19% | 84.24% | 81.97% | 91.36% | 84.88% | 77.47% | -676 bps | |
| Liquid Assets / Assets | 13.73% | 13.01% | 12.37% | 14.62% | 17.66% | 9.25% | 15.02% | 21.60% | +698 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 289% | 287% | 262% | n/a | n/a | |