Stockgrowers State Bank
Ashland, KS · Cert 17650 · Peer group: banks under $1B in assets in KS (n=98) · Stockgrowers STB Employee STK Ownership Plan
State charter, non-member · FDIC · 3 branches
Q2 2026
$227.1MAssets
$150.8MLoans
$181.3MDeposits
$29.5MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets in KS (rank 17 of 98).
- Widest gap: return on equity trails 73% of banks under $1B in assets in KS (rank 72 of 98).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
1.19%
Rank 52 of 98
Net Interest Margin
3.91%
Rank 26 of 98
Efficiency Ratio
63.61%
Rank 68 of 98
Equity / Assets
13.00%
Rank 27 of 98
Non-interest income vs. expense
Unfavorable gap of $5.1M · efficiency ratio beats 32% of banks under $1B in assets in KS | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.19% | 1.03% | 1.24% | 1.54% | Beats 47% | 52 / 98 | | |
| Return on Equity | 9.17% | 8.85% | 11.58% | 14.73% | Beats 27% | 72 / 98 | | |
| Net Interest Margin | 3.91% | 3.24% | 3.62% | 3.91% | Beats 73% | 26 / 98 | | |
| Efficiency Ratio | 63.61% | 51.87% | 58.88% | 64.74% | Beats 32% | 68 / 98 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.01% | 0.33% | 1.05% | Beats 100% | 17 / 98 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.03% | Beats 61% | 39 / 98 | | |
| Capital |
| Tier 1 Capital Ratio | 14.13% | 11.81% | 13.71% | 17.33% | Beats 54% | 45 / 98 | | |
| Total Risk-Based Capital Ratio | 14.13% | 11.81% | 14.13% | 17.45% | Beats 50% | 49 / 98 | | |
| Equity / Assets | 13.00% | 8.60% | 11.34% | 13.10% | Beats 72% | 27 / 98 | | |
| Liquidity & Funding |
| Loans / Deposits | 83.19% | 57.09% | 69.84% | 82.47% | 77th pctl | 23 / 98 | | |
| Loans / Assets | 66.38% | 49.34% | 58.31% | 68.94% | 66th pctl | 33 / 98 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |