First National Bank in Taylorville
Taylorville, IL · Cert 17572 · Peer group: banks under $1B in assets in IL (n=149-151) · First Bcorp of Taylorville Inc.
National charter · OCC · 1 affiliate bank · 2 branches (6 in holding)
Q2 2026
$200.1MAssets
$91.0MLoans
$173.9MDeposits
$23.6MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets in IL (rank 14 of 149).
- Widest gap: net interest margin trails 89% of banks under $1B in assets in IL (rank 134 of 151).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
1.06%
Rank 69 of 151
Net Interest Margin
2.72%
Rank 134 of 151
Efficiency Ratio
53.66%
Rank 33 of 151
Equity / Assets
11.79%
Rank 48 of 151
Non-interest income vs. expense
Unfavorable gap of $2.8M · efficiency ratio beats 79% of banks under $1B in assets in IL | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.06% | 0.70% | 1.03% | 1.34% | Beats 54% | 69 / 151 | |
| Return on Equity | 9.03% | 6.74% | 9.34% | 12.94% | Beats 48% | 78 / 151 | |
| Net Interest Margin | 2.72% | 3.02% | 3.43% | 3.83% | Beats 11% | 134 / 151 | |
| Efficiency Ratio | 53.66% | 54.64% | 64.89% | 72.50% | Beats 79% | 33 / 151 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.20% | 0.66% | 1.77% | Beats 100% | 14 / 149 | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.02% | 0.07% | Beats 76% | 37 / 149 | |
| Capital |
| Tier 1 Capital Ratio | 14.41% | 11.83% | 14.17% | 18.66% | Beats 53% | 71 / 151 | |
| Total Risk-Based Capital Ratio | 14.41% | 12.22% | 14.54% | 19.92% | Beats 48% | 78 / 151 | |
| Equity / Assets | 11.79% | 9.10% | 10.65% | 12.40% | Beats 68% | 48 / 151 | |
| Liquidity & Funding |
| Loans / Deposits | 52.31% | 54.39% | 71.02% | 80.75% | 20th pctl | 119 / 149 | |
| Loans / Assets | 45.46% | 45.91% | 61.31% | 68.01% | 22nd pctl | 118 / 151 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |