Steel Valley
Cleveland, OH · Charter 17555 · Peer group: credit unions under $1B in assets in the Cleveland, OH area (n=39)
NCUA · 1 branch
Q2 2026
$22.3MAssets
$10.0MLoans
$20.1MShares
$2.1MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 77% of credit unions under $1B in assets in the Cleveland, OH area (rank 9 of 39).
- Widest gap: efficiency ratio trails 97% of credit unions under $1B in assets in the Cleveland, OH area (rank 39 of 39).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
-0.50%
Rank 36 of 39
Net Interest Margin
4.20%
Rank 9 of 39
Efficiency Ratio
114.07%
Rank 39 of 39
Equity / Assets
9.55%
Rank 34 of 39
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.50% | 0.13% | 0.49% | 0.87% | Beats 8% | 36 / 39 | |
| Return on Equity | -5.27% | 1.01% | 4.09% | 7.61% | Beats 3% | 38 / 39 | |
| Net Interest Margin | 4.20% | 3.28% | 3.83% | 4.18% | Beats 77% | 9 / 39 | |
| Efficiency Ratio | 114.07% | 76.45% | 81.64% | 91.75% | Beats 3% | 39 / 39 | |
| Asset Quality |
| Nonperforming Loans / Loans | 5.13% | 0.15% | 0.61% | 1.88% | Beats 8% | 37 / 39 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.55% | 10.00% | 12.89% | 19.36% | Beats 13% | 34 / 39 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.55% | 10.00% | 12.89% | 19.36% | Beats 13% | 34 / 39 | |
| Liquidity & Funding |
| Loans / Deposits | 49.83% | 45.46% | 53.28% | 74.29% | 31st pctl | 27 / 39 | |
| Loans / Assets | 44.98% | 36.24% | 44.98% | 63.66% | 49th pctl | 20 / 39 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |