Tiltonsville, OH · Charter 17550
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.30% | 1.25% | 1.23% | 1.30% | 1.68% | 1.45% | 0.77% | 0.91% | -39 bps | |
| Return on Equity | 9.71% | 9.59% | 9.18% | 9.33% | 11.73% | 9.77% | 5.29% | 6.07% | -326 bps | |
| Net Interest Margin | 4.10% | 3.92% | 3.85% | 3.88% | 3.83% | 3.94% | 3.81% | 3.98% | +10 bps | |
| Efficiency Ratio | 67.20% | 67.47% | 67.49% | 68.57% | 63.29% | 67.77% | 78.13% | 79.17% | +1,059 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -0.63% | 5.46% | 3.56% | 4.46% | 5.21% | -2.51% | 1.91% | 0.87% | -359 bps | |
| Loan Growth (YoY) | 35.86% | 31.72% | 27.31% | 12.45% | 5.87% | 6.70% | 1.44% | 7.74% | -471 bps | |
| Share Growth (YoY) | -2.03% | 4.72% | 2.37% | 3.44% | 4.06% | -4.49% | 0.66% | -0.63% | -407 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.08% | 0.05% | 0.00% | 0.09% | 0.30% | 1.34% | 1.47% | 1.65% | +156 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 13.41% | 13.04% | 13.45% | 13.93% | 14.34% | 14.82% | 14.47% | 15.05% | +112 bps | |
| Net Worth / Assets | 13.41% | 13.04% | 13.45% | 13.93% | 14.34% | 14.82% | 14.47% | 15.05% | +112 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 47.53% | 46.23% | 49.41% | 48.14% | 48.36% | 51.64% | 49.79% | 52.19% | +405 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |