Ytr Community
Tiltonsville, OH · Charter 17550 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$12.1MAssets
$5.3MLoans
$10.2MShares
$1.8MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 67% of credit unions under $1B in assets (rank 549 of 1683).
- Widest gap: nonperforming loans / loans trails 82% of credit unions under $1B in assets (rank 1379 of 1682).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
0.91%
Rank 669 of 1,683
Net Interest Margin
3.97%
Rank 693 of 1,683
Efficiency Ratio
79.32%
Rank 905 of 1,682
Equity / Assets
15.05%
Rank 549 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.91% | 0.35% | 0.74% | 1.18% | Beats 60% | 669 / 1,683 | | |
| Return on Equity | 6.05% | 2.67% | 5.89% | 8.74% | Beats 52% | 809 / 1,681 | | |
| Net Interest Margin | 3.97% | 3.31% | 3.82% | 4.32% | Beats 59% | 693 / 1,683 | | |
| Efficiency Ratio | 79.32% | 68.91% | 78.20% | 86.93% | Beats 46% | 905 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.65% | 0.26% | 0.65% | 1.29% | Beats 18% | 1,379 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.05% | 10.44% | 12.89% | 16.53% | Beats 67% | 549 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.05% | 10.44% | 12.89% | 16.53% | Beats 67% | 549 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 52.19% | 52.61% | 69.38% | 83.50% | 24th pctl | 1,273 / 1,683 | | |
| Loans / Assets | 44.22% | 44.71% | 59.18% | 70.72% | 24th pctl | 1,273 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |