PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Farmers State Bank

Plymouth, NE · Cert 17465

FDIC

Q4 1995

$9.5MAssets
$4.8MLoans
$8.6MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 1.70%, up 57 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 55.71% of deposits as of Q4 1995.

Return on Assets (YTD, annualized)

1.70%+57 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ1 1994Q2 1994Q3 1994Q4 1994Q1 1995Q2 1995Q3 1995Q4 1995YoY ΔTrend
Earnings
Return on Assets1.78%1.38%1.28%1.13%1.33%2.37%1.95%1.70%+57 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/a6.20%3.61%4.07%8.44%n/a
Loan Growth (YoY)n/an/an/an/a-4.66%-1.07%3.33%10.19%n/a
Deposit Growth (YoY)n/an/an/an/a8.38%3.53%4.51%8.64%n/a
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits58.14%55.51%59.11%54.92%51.14%53.05%58.44%55.71%+79 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a