Maine Solutions
South Portland, ME · Charter 17436 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$20.9MAssets
$11.2MLoans
$18.7MShares
$2.1MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 40% of credit unions under $1B in assets (rank 1017 of 1682).
- Widest gap: efficiency ratio trails 91% of credit unions under $1B in assets (rank 1532 of 1682).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
0.06%
Rank 1,461 of 1,683
Net Interest Margin
2.92%
Rank 1,488 of 1,683
Efficiency Ratio
97.21%
Rank 1,532 of 1,682
Equity / Assets
10.02%
Rank 1,338 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.06% | 0.35% | 0.74% | 1.18% | Beats 13% | 1,461 / 1,683 | | |
| Return on Equity | 0.57% | 2.67% | 5.89% | 8.74% | Beats 14% | 1,454 / 1,681 | | |
| Net Interest Margin | 2.92% | 3.31% | 3.82% | 4.32% | Beats 12% | 1,488 / 1,683 | | |
| Efficiency Ratio | 97.21% | 68.91% | 78.20% | 86.93% | Beats 9% | 1,532 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.87% | 0.26% | 0.65% | 1.29% | Beats 40% | 1,017 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.02% | 10.44% | 12.89% | 16.53% | Beats 20% | 1,338 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.02% | 10.44% | 12.89% | 16.53% | Beats 20% | 1,338 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 60.11% | 52.61% | 69.38% | 83.50% | 35th pctl | 1,097 / 1,683 | | |
| Loans / Assets | 53.67% | 44.71% | 59.18% | 70.72% | 40th pctl | 1,008 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |