PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Sun Bank South Florida NA

Fort Lauderdale, FL · Cert 17429

FDIC

Q4 1999

$5.2BAssets
$3.5BLoans
$4.0BDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 1.58%, down 42 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 87.24% of deposits as of Q4 1999.

Return on Assets (YTD, annualized)

1.58%-42 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ1 1998Q2 1998Q3 1998Q4 1998Q1 1999Q2 1999Q3 1999Q4 1999YoY ΔTrend
Earnings
Return on Assets1.76%1.77%1.81%2.00%1.61%1.67%1.66%1.58%-42 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)35.14%8.43%3.45%9.89%-0.31%11.44%18.10%4.88%-501 bps
Loan Growth (YoY)34.39%5.22%0.57%6.07%4.35%9.49%12.36%8.82%+275 bps
Deposit Growth (YoY)23.41%4.29%-0.05%3.03%-5.26%-3.00%4.29%3.52%+49 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits87.30%86.82%87.74%82.99%96.16%98.00%94.52%87.24%+425 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a