Bendena State Bank
Bendena, KS · Cert 17410 · Peer group: banks under $1B in assets operating in a single state (n=743-746) · Bendena Bancshares Inc.
State charter, non-member · FDIC · 3 branches
Q2 2026
$131.5MAssets
$86.7MLoans
$114.7MDeposits
$12.9MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets operating in a single state (rank 105 of 743).
- Widest gap: equity / assets trails 61% of banks under $1B in assets operating in a single state (rank 454 of 746).
- Overall: at or above the peer median on 8 of 9 directional measures.
Return on Assets
1.34%
Rank 236 of 746
Net Interest Margin
3.81%
Rank 324 of 746
Efficiency Ratio
53.70%
Rank 161 of 746
Equity / Assets
9.79%
Rank 454 of 746
Non-interest income vs. expense
Unfavorable gap of $2.5M · efficiency ratio beats 79% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.34% | 0.72% | 1.06% | 1.45% | Beats 68% | 236 / 746 | |
| Return on Equity | 13.69% | 6.74% | 10.51% | 13.63% | Beats 76% | 182 / 746 | |
| Net Interest Margin | 3.81% | 3.17% | 3.68% | 4.16% | Beats 57% | 324 / 746 | |
| Efficiency Ratio | 53.70% | 55.74% | 64.58% | 75.47% | Beats 79% | 161 / 746 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.09% | 0.42% | 1.07% | Beats 100% | 105 / 743 | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.01% | 0.05% | Beats 65% | 259 / 743 | |
| Capital |
| Tier 1 Capital Ratio | 14.76% | 11.55% | 13.75% | 17.60% | Beats 59% | 309 / 746 | |
| Total Risk-Based Capital Ratio | 15.81% | 11.71% | 14.33% | 18.43% | Beats 62% | 286 / 746 | |
| Equity / Assets | 9.79% | 8.90% | 10.51% | 13.06% | Beats 39% | 454 / 746 | |
| Liquidity & Funding |
| Loans / Deposits | 75.59% | 61.31% | 78.27% | 90.78% | 45th pctl | 411 / 746 | |
| Loans / Assets | 65.95% | 53.60% | 66.97% | 76.08% | 47th pctl | 392 / 746 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |