Concordia Parish School Emp
Ferriday, LA · Charter 17396 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$3.2MAssets
$1.7MLoans
$2.9MShares
$345KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 92% of credit unions under $1B in assets (rank 138 of 1683).
- Widest gap: nonperforming loans / loans trails 98% of credit unions under $1B in assets (rank 1645 of 1682).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.56%
Rank 1,060 of 1,683
Net Interest Margin
5.02%
Rank 138 of 1,683
Efficiency Ratio
89.69%
Rank 1,372 of 1,682
Equity / Assets
10.70%
Rank 1,218 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.56% | 0.35% | 0.74% | 1.18% | Beats 37% | 1,060 / 1,683 | | |
| Return on Equity | 5.22% | 2.67% | 5.89% | 8.74% | Beats 44% | 939 / 1,681 | | |
| Net Interest Margin | 5.02% | 3.31% | 3.82% | 4.32% | Beats 92% | 138 / 1,683 | | |
| Efficiency Ratio | 89.69% | 68.91% | 78.20% | 86.93% | Beats 18% | 1,372 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 5.93% | 0.26% | 0.65% | 1.29% | Beats 2% | 1,645 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.70% | 10.44% | 12.89% | 16.53% | Beats 28% | 1,218 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.70% | 10.44% | 12.89% | 16.53% | Beats 28% | 1,218 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 58.76% | 52.61% | 69.38% | 83.50% | 33rd pctl | 1,126 / 1,683 | | |
| Loans / Assets | 52.33% | 44.71% | 59.18% | 70.72% | 38th pctl | 1,047 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |