Arlington, TX · Charter 17361
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (n=60). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
67
Asset Quality
8
Profitability
59
Liquidity
45
Efficiency
82
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Arlington, TX · Charter 17361
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.65% | 0.68% | 1.16% | 1.03% | 0.98% | 0.99% | 0.00% | 1.25% | +22 bps | |
| Return on Equity | 4.26% | 4.45% | 7.53% | 6.32% | 5.84% | 5.21% | -0.02% | 7.11% | +79 bps | |
| Net Interest Margin | 3.91% | 3.94% | 4.15% | 4.20% | 4.27% | 4.60% | 3.80% | 3.43% | -77 bps | |
| Efficiency Ratio | 84.02% | 83.32% | 73.08% | 76.41% | 77.77% | 79.29% | 100.08% | 65.87% | -1,054 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -18.39% | -18.51% | 3.20% | -1.64% | -4.09% | -14.62% | -15.06% | -5.12% | -348 bps | |
| Loan Growth (YoY) | 1.06% | -1.66% | -4.96% | 5.52% | -13.11% | -8.31% | -11.52% | -5.29% | -1,081 bps | |
| Share Growth (YoY) | -21.46% | -21.63% | 2.78% | -2.84% | -5.90% | -18.31% | -18.53% | -13.00% | -1,016 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.65% | 0.51% | 0.00% | 0.44% | 0.00% | 0.51% | 2.34% | 3.92% | +348 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 2.00% | 2.08% | 2.12% | 2.21% | 2.31% | 2.27% | 2.40% | 2.33% | +12 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 15.22% | 15.33% | 15.43% | 16.25% | 16.81% | 18.94% | 18.82% | 17.56% | +131 bps | |
| Net Worth / Assets | 15.22% | 15.33% | 15.43% | 16.25% | 16.81% | 18.94% | 18.82% | 17.56% | +131 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 74.47% | 71.53% | 69.48% | 70.00% | 68.76% | 80.29% | 75.46% | 76.20% | +621 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Arlington, TX · Charter 17361 · Peer group: credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (n=60)
NCUA · 1 branch
Q2 2026
Return on Assets
1.24%
Rank 12 of 60
Net Interest Margin
3.42%
Rank 44 of 60
Efficiency Ratio
66.67%
Rank 12 of 60
Equity / Assets
17.57%
Rank 20 of 60
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.24% | 0.02% | 0.62% | 0.99% | Beats 80% | 12 / 60 | ||
| Return on Equity | 7.08% | 0.12% | 4.17% | 8.32% | Beats 70% | 18 / 60 | ||
| Net Interest Margin | 3.42% | 3.36% | 3.95% | 4.45% | Beats 27% | 44 / 60 | ||
| Efficiency Ratio | 66.67% | 70.09% | 78.52% | 92.77% | Beats 82% | 12 / 60 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 3.99% | 0.25% | 0.82% | 1.91% | Beats 8% | 56 / 60 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 17.57% | 11.15% | 14.35% | 19.86% | Beats 67% | 20 / 60 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 17.57% | 11.15% | 14.35% | 19.86% | Beats 67% | 20 / 60 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 76.27% | 51.31% | 60.45% | 81.20% | 68th pctl | 19 / 60 | ||
| Loans / Assets | 58.48% | 41.11% | 52.43% | 68.66% | 62nd pctl | 23 / 60 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||