La Porte, TX · Charter 17253
NCUA · 2 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.82% | 0.92% | 1.65% | 1.62% | 1.68% | 0.88% | 1.13% | 1.20% | -43 bps | |
| Return on Equity | 10.20% | 5.44% | 9.69% | 9.75% | 9.70% | 5.52% | 6.84% | 7.03% | -272 bps | |
| Net Interest Margin | 5.12% | 4.47% | 5.06% | 4.93% | 5.06% | 4.16% | 4.62% | 4.79% | -14 bps | |
| Efficiency Ratio | 67.77% | 81.58% | 70.16% | 69.94% | 69.58% | 80.87% | 77.97% | 77.36% | +741 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 1.09% | 2.60% | 3.89% | 10.36% | 7.98% | 11.21% | 8.09% | 2.07% | -829 bps | |
| Loan Growth (YoY) | 16.00% | 25.80% | 16.34% | 13.88% | 12.13% | 3.93% | 4.22% | 12.83% | -105 bps | |
| Share Growth (YoY) | 0.59% | 2.60% | 3.80% | 10.81% | 7.84% | 12.27% | 8.86% | 1.51% | -930 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.00% | 0.07% | 0.00% | 0.00% | 0.00% | 0.00% | -7 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 17.82% | 16.84% | 17.03% | 16.64% | 17.38% | 16.03% | 16.55% | 17.01% | +37 bps | |
| Net Worth / Assets | 17.82% | 16.84% | 17.03% | 16.64% | 17.38% | 16.03% | 16.55% | 17.01% | +37 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 62.28% | 61.82% | 63.03% | 61.53% | 64.76% | 57.22% | 60.34% | 68.39% | +686 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |