Sevenfold
West Monroe, LA · Charter 1725 · Peer group: credit unions under $1B in assets in LA (n=56-57)
NCUA · 2 branches
Q2 2026
$52.5MAssets
$24.4MLoans
$45.0MShares
$7.2MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 88% of credit unions under $1B in assets in LA (rank 7 of 57).
- Widest gap: nonperforming loans / loans trails 67% of credit unions under $1B in assets in LA (rank 39 of 57).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.13%
Rank 12 of 57
Net Interest Margin
3.97%
Rank 27 of 57
Efficiency Ratio
77.26%
Rank 17 of 56
Equity / Assets
13.78%
Rank 36 of 57
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.13% | 0.18% | 0.61% | 1.03% | Beats 79% | 12 / 57 | | |
| Return on Equity | 8.17% | 0.88% | 3.71% | 5.62% | Beats 88% | 7 / 57 | | |
| Net Interest Margin | 3.97% | 3.51% | 3.94% | 4.60% | Beats 53% | 27 / 57 | | |
| Efficiency Ratio | 77.26% | 76.49% | 84.29% | 92.65% | Beats 71% | 17 / 56 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.86% | 0.35% | 1.18% | 2.04% | Beats 33% | 39 / 57 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.78% | 11.86% | 15.46% | 23.44% | Beats 37% | 36 / 57 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.78% | 11.86% | 15.46% | 23.44% | Beats 37% | 36 / 57 | | |
| Liquidity & Funding |
| Loans / Deposits | 54.22% | 55.77% | 71.07% | 79.18% | 21st pctl | 45 / 57 | | |
| Loans / Assets | 46.41% | 44.60% | 59.45% | 67.17% | 26th pctl | 42 / 57 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |