PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Bunkie Bank&Trust Co.

Bunkie, LA · Cert 17199

FDIC

Q4 1995

$106.4MAssets
$43.7MLoans
$96.5MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 0.96%, down 23 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 45.26% of deposits as of Q4 1995.

Return on Assets (YTD, annualized)

0.96%-23 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ1 1994Q2 1994Q3 1994Q4 1994Q1 1995Q2 1995Q3 1995Q4 1995YoY ΔTrend
Earnings
Return on Assets0.96%1.08%1.09%1.19%1.03%1.31%1.31%0.96%-23 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/a7.12%7.31%2.23%0.11%n/a
Loan Growth (YoY)n/an/an/an/a11.52%11.72%13.32%16.64%n/a
Deposit Growth (YoY)n/an/an/an/a6.93%6.46%0.71%-1.25%n/a
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits39.31%41.78%43.10%38.32%41.00%43.84%48.50%45.26%+694 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a